Tools & Equipment

Protecting the Equipment You Depend On

For contractors and tradespeople, tools and equipment are essential to getting the job done. From everyday hand tools to expensive machinery, these items represent a significant investment in your business.

Coverage for Your Working Equipment

Tools and equipment coverage can help protect eligible business property that you rely on at jobsites, in vehicles, or at other locations. We help you review the equipment your business uses and explore coverage options based on your actual operations.

Contractors often move tools and equipment between multiple jobsites. This constant movement can create risks that are different from those faced by businesses that keep their property in one location.

Protection for Contractors and Trades

We consider how your tools and equipment are stored, transported, and used when helping you explore coverage. Our goal is to help you understand the risks surrounding the property you depend on every day.

A stolen tool or damaged piece of equipment can affect more than your budget. It can prevent your crew from working, delay a project, and create additional costs while you arrange a replacement.

Keeping Your Business Moving

We understand how important your equipment is to keeping projects moving. Our team helps contractors and tradespeople explore insurance solutions designed around the tools and equipment that support their daily work.

Your equipment needs can change as your business grows. You may purchase new tools, add larger equipment, or expand into different types of projects. These changes can affect the amount and type of coverage your business may need.

We can help you review your equipment coverage as your operations change. Our goal is to help you stay prepared and protect the property that keeps your business working.